Are you looking to tap into your home’s equity? As one of California’s trusted mortgage lenders, Intelliloan specializes in helping homeowners like you access their home’s value through cash-out refinancing. Let’s explore how our experienced team can help you make the most of your home equity.
What Makes Intelliloan’s Cash-Out Refinance Different?
- Competitive rates tailored to your financial profile
- Streamlined application process with dedicated loan officers
- Smooth closings with our efficient in-house processing
- Professional guidance throughout your refinancing journey
Understanding Cash-Out Refinance: The Intelliloan Way
Our experienced loan officers make the process simple. Here’s how an Intelliloan cash-out refinance works:
- Replace your current mortgage with a new, larger loan
- Receive the difference in cash
- Use the funds for what matters most to you
For example, if your home is worth $400,000 and you owe $200,000, Intelliloan could help you refinance for $300,000 and receive $100,000 in cash (minus closing costs).
Why Choose Intelliloan for Your Cash-Out Refinance?
Our Unique Benefits:
- 30+ years of mortgage lending experience
- Same-day personalized rate quotes
- Dedicated loan officer throughout the process
- In-house underwriting team
- Competitive rates and various terms
Smart Ways to Use Your Intelliloan Cash-Out Refinance
- Home Improvements
- Kitchen and bathroom remodels
- Room additions
- Energy-efficient upgrades
- Outdoor living spaces
- Debt Consolidation
- Credit card debt
- High-interest loans
- Medical bills
- Student loans
- Investment Opportunities
- Real estate investments
- Business expansion
- Education funding
- Emergency fund building
Intelliloan’s Cash-Out Refinance Requirements**
|
Requirement |
What You’ll Need |
|
Credit Score |
550 |
| Home Equity | Minimum 20% after refinance |
| DTI Ratio | Up to 55% |
| Property Types | Single-family, multi-family, condos |
**Please note that the displayed guidelines above are subject to change.
Take the Next Step with Intelliloan
Ready to access your home’s equity? Our home loan specialists are here to help:
- Get your personalized rate quote
- Explore your cash-out options
- Start your application today
Contact Intelliloan Today
Transform your home equity into opportunity!
Call (833)984-2471
Visit Intelliloan.com
Disclosures
Intelliloan, Inc. NMLS# 3290. For licensing information, go to: www.nmlsconsumeraccess.org. Intelliloan, Inc. is located at 500 N. State College Blvd. Suite 1400, Orange, CA 92868. Call toll free at: (888) 417-8562. Loan program restrictions apply. Loan subject to verification and credit approval. This is not a credit decision, an offer, or a commitment to lend. Your rate, fees, and other terms will depend on various factors. All rights reserved. © 2024. Equal Housing Lender.
Licensed, registered or exempt from licensing to conduct business in the following states: Arizona Mortgage Banker license #0907461; Arkansas Combination Mortgage Banker-Broker-Servicer License 116518; licensed by the California DFPI under the Residential Mortgage Lending Act, license number 4130924; Loans made or arranged pursuant to a California Financing Law license #6036970; regulated by the Colorado Department of Regulatory Agencies, Division of Real Estate NMLS#3290; Connecticut Mortgage Lender License #ML-3290; Delaware Lender License #025964; District of Columbia Mortgage Dual Authority License #MLB3290; Florida Mortgage Lender Servicer License #MLD423; Georgia Residential Mortgage Lender Licensee #45919; Idaho Mortgage Broker/Lender License #MBL-8632; Illinois Residential Mortgage Licensee #MB.6759473 (Regulated by the Illinois Department of Financial and Professional Regulation, Division of Banking, 320 W. Washington Street, Springfield, IL 62786; 217-782-3000); Iowa Mortgage Banker License # 2018-0026; Louisiana Residential Mortgage Lending License; Maine Supervised Lender License #3290; Maryland Mortgage Lender License #3290; Massachusetts Mortgage Broker/Lender License #MC3290; Michigan 1ST Mortgage Broker/Lender License #FL0015148 and Michigan 2nd Mortgage Broker/Lender License #SR0015343; Minnesota Residential Mortgage Originator License #MN-MO-40019736 – This is not an offer to enter into an agreement. Any such offer may only be made in accordance with Minn. Stat. 47.206(3) & (4); Mississippi Mortgage Lender License # 3290; Nevada Mortgage Company License #3759; New Hampshire Mortgage Banker License # 22928-MB; Licensed by the N. J. Department of Banking and Insurance – New Jersey Residential Mortgage Lender License; New Mexico Mortgage Loan Company License; North Dakota Residential Mortgage Lender License #ML104308; Oklahoma Mortgage Lender License ML011691; Licensed under the Oregon Consumer Finance Act, License #ML-3692; Pennsylvania Mortgage Lender License #40659; Rhode Island Lender License #20183602LL / Broker License #20183603LB; South Carolina Mortgage Lender/Servicer License #MLS – 3290; South Dakota Mortgage Lender License #3290.ML; Tennessee Mortgage License #145872; Texas Mortgage Banker Registration; Utah Mortgage Entity License #10633546; Vermont Lender License #7187; Regulated by the Virginia State Corporation Commission – Virginia Broker/Lender License #MC-5718; Washington Consumer Loan Company License #CL-3290; Wisconsin Mortgage Banker License # 3290BA.
