Intelliloan Blog

THIS WEEK'S MORTGAGE RATE SUMMARY HOW RATES MOVE: Conventional and Government (FHA and VA) lenders set their rates based on the pricing of Mortgage-Backed Securities (MBS) which are traded in real time, all day in the bond market. This means rates or loan fees (mortgage pricing) moves throughout…

It's time to pay special attention to your credit score because change is in the wind. According to the Wall Street Journal, Fair Isaac, the company behind FICO credit scores, is now updating the way it scrutinizes consumers' creditworthiness. For some consumers, this can result in a lower score…

Stock indexes traded higher in the overnight futures. Interest rates were choppy overnight, at 9:00 am ET the 10 yr at 1.73% -1 bps. Overnight the 10 yr increased to 1.76% +3 bps from the US close yesterday but then fell back to 1.71%. MBS prices early this morning…

Before the 9:30 am ET open, the stock indexes were better, and the interest rate sector essentially unchanged from yesterday's improvement. Yesterday the 10 yr and most of the curve saw interest rates slip 4 bps (1.78% for the 10 yr) — fears about the spread of the respiratory…

THIS WEEK'S MORTGAGE RATE SUMMARY HOW RATES MOVE: Conventional and Government (FHA and VA) lenders set their rates based on the pricing of Mortgage-Backed Securities (MBS) which are traded in real time, all day in the bond market. This means rates or loan fees (mortgage pricing) moves throughout…

Before 8:30 am ET this morning, the 10 yr note traded at 1.81% unchanged from yesterday, MBS prices -2 bps. At 8:30 am ET December housing starts and permits changed all of the that; starts expected at 1373K +0.6%; permits expected at 1458K +0.2%. Start at 1698K were up…

TODAY'S MORTGAGE RATE SUMMARY HOW RATES MOVE: Conventional and Government (FHA and VA) lenders set their rates based on the pricing of Mortgage-Backed Securities (MBS) which are traded in real time, all day in the bond market. This means rates or loan fees (mortgage pricing) moves throughout the…

A big day today, the signing of the US/China phase one deal in Washington. Yesterday it became clear that the US will not remove the existing $320B of tariffs; it surprised the markets that there is nothing in the deal now that would lessen them. The US will, however,…

TODAY'S MORTGAGE RATE SUMMARY HOW RATES MOVE: Conventional and Government (FHA and VA) lenders set their rates based on the pricing of Mortgage-Backed Securities (MBS) which are traded in real time, all day in the bond market. This means rates or loan fees (mortgage pricing) moves throughout the…

THIS WEEK'S MORTGAGE RATE SUMMARY HOW RATES MOVE: Conventional and Government (FHA and VA) lenders set their rates based on the pricing of Mortgage-Backed Securities (MBS) which are traded in real time, all day in the bond market. This means rates or loan fees (mortgage pricing) moves throughout…