Cookies Policy

Cookies Policy

Effective Date: May 1, 2020

Intelliloan’s Cookies Policy outlines the different types of cookies and similar technologies that may be applied by Intelliloan® on its respective websites, each referred to as a “Site” and collectively as the “Sites.” We may use cookies on our Sites to enhance the customer experience and better serve you. Your web browser may be configured to notify you before you accept a cookie.

1. What Is a Cookie?

Cookies are a standard feature of websites that allow small amounts of data about your visit to a Site to be stored on your computer. Cookies help us understand which areas of a Site are useful and which areas may need improvement. Cookies may also improve your experience by remembering your preferences.

You can choose whether to accept cookies by changing your browser settings or by selecting the appropriate opt-out options for the different categories of cookies available in the Cookie Preference Centers found in Intelliloan’s cookie banners.

If you disable cookies, your experience on a Site may be diminished, and certain features may not work as intended.

2. Why Do We Use Cookies?

Our Sites use both first-party cookies, which are set by the Site being visited, and third-party cookies, which are set by servers located outside the Site’s domain.

Some cookies are required for technical reasons so that the Sites can operate. We refer to these as “Strictly Necessary” cookies.

Some cookies allow us to count visits and traffic sources so that we can measure and improve the performance of our Sites. We refer to these as “Performance” cookies.

Some cookies provide enhanced functionality and personalization on the Sites. We refer to these as “Functional” cookies.

Other cookies enable us and our partners to provide targeted advertisements. We refer to these as “Targeting” cookies.

The specific types of first-party and third-party cookies used through the Sites and their purposes are described below.

3. What Cookies Do We Use?

The following types of cookies may be used on the Sites. To the extent that Personal Information is collected through cookies, Intelliloan’s Privacy Policy applies and complements this Cookies Policy. Intelliloan® uses Google Tag Manager to manage its cookies.

Strictly Necessary Cookies

These cookies enable you to navigate the Sites and use their services and features. They are necessary for the website to function and cannot be switched off through our systems.

These cookies are usually set in response to actions that you take which amount to a request for services, such as setting privacy preferences, logging in or completing forms.

You can configure your browser to block or alert you about these cookies, but some parts of the Sites may not function properly. These cookies do not store personally identifiable information.

Performance Cookies

These cookies allow us to count visits and traffic sources so that we can measure and improve the performance of our Sites.

They help us understand which pages are popular and how visitors move around the Sites. If you do not allow these cookies, we will be less able to optimize the Sites’ performance.

All information collected by these cookies is aggregated and anonymous.

Functional Cookies

These cookies enable the Sites to provide enhanced functionality and personalization. They may be set by us or by third-party providers whose services have been added to our pages.

If you do not allow these cookies, certain services may not function properly. These cookies do not directly store personal information but may be based on uniquely identifying your browser and internet device.

Targeting Cookies

These cookies may be set through our Sites by advertising partners. They may be used by those companies to build a profile of your interests and show you relevant advertisements on other websites.

If you do not allow these cookies, you may experience less targeted advertising. These cookies do not directly store personal information but may be based on uniquely identifying your browser and internet device.

Statistics Cookies

These cookies are used for limited Site statistics and audience measurement.

4. Web Beacons

Cookies are not the only technologies used to recognize or track visitors to a website. We may also use similar technologies, such as web beacons, which are sometimes called tracking pixels or clear GIFs.

Web beacons are small graphic files containing a unique identifier that allows us to recognize when someone has visited our Sites or opened an email sent by us.

These technologies may allow us to monitor traffic patterns from one page of our Sites to another, communicate with cookies, understand whether visitors arrived through online advertisements, improve Site performance and measure the success of email marketing campaigns.

In many cases, these technologies rely on cookies to function properly. Declining cookies may therefore impair their functionality.

5. Social Media Features

Our Sites may use social media features, such as the Facebook “Like” button. These features may collect your IP address, identify which page you are visiting on our Sites and set cookies that allow the feature to function properly.

You may be given the option to post information about your activities on our Sites to a profile provided by a third-party social media network so that you can share the information with others in your network.

Social Media Features may be hosted by a third party or directly on our Sites. Your interactions with these features are governed by the privacy policy of the company providing the applicable Social Media Feature.

6. Flash Cookies or Local Shared Objects

Our Sites may use Flash Cookies to collect and store information about your use of our services, support fraud prevention and perform other Site operations.

If you do not want Flash Cookies stored on your computer, you may adjust your Flash Player settings to block Flash Cookie storage through the Website Storage Settings Panel.

You may also manage Flash Cookies through the Global Storage Settings Panel by following the available instructions. These instructions may explain how to delete existing Flash Cookies, prevent Flash Cookies from being placed on your computer without permission and block Flash Cookies that are not delivered by the operator of the page you are visiting.

Restricting or limiting the acceptance of Flash Cookies may reduce or prevent certain Flash applications from functioning properly, including applications used in connection with our services or online content.

7. Targeted Online and Mobile Advertising

Intelliloan® has engaged one or more third-party service providers to track and analyze individualized usage information and statistical information regarding interactions with our Sites.

Third-party service providers may place cookies on your computer or mobile device to provide advertising through our Sites and offer personalization services in accordance with this Cookies Policy.

These companies may collect and use information about your visits to our Sites and other websites to provide advertisements regarding goods and services that may interest you.

They may also use technologies that measure and track the effectiveness of advertisements. Cookies and web beacons may be used to collect information about your visits to our Sites and other websites.

The information collected through this process does not allow us or these service providers to identify your name, contact details or other personal information that directly identifies you unless you choose to provide that information.

8. How Do I Manage Cookies?

You have the right to refuse or accept cookies from the Sites at any time by changing your browser settings.

Information about enabling or disabling cookies can usually be found on your internet browser provider’s website or through the browser’s Help screen.

You may configure your browser to notify you when cookies are sent or to refuse cookies entirely. The Help feature within your browser should explain how to manage these settings.

We may change this Cookies Policy at any time to reflect changes to the cookies we use or for other operational, legal or regulatory reasons.

If you have questions regarding this Cookies Policy, please write to us at 4 Park Plaza, Suite 800, Irvine, CA 92614, Attention: Cookies Policy.