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30 Year fixed rate assumes a $400,000 loan on a single family owner-occupied residence in California with a required minimum 740 FICO credit score and 50% loan to value with 2.75% Rate / 2.95% APR and payments of $1632.96 per month for 360 Payments. 15 Year fixed rate assumes a $400,000 loan on a single family owner-occupied residence with a required minimum 620 FICO credit score and 60% loan to value with a 2.09% Rate / 2.09% APR and payments of $2590.65 per month for 180 Payments. Excludes Taxes and insurance. You may still qualify if these factors are not met, additional pricing adjustments may apply. Rates subject to change without notice. Not all applicants will qualify. Rate displayed is current as of 01/14/2022. Program restrictions apply. Subject to credit approval. This is not a credit decision, an offer, or a commitment to lend. Your rate, fees, and other terms will depend on various factors.
Whether you're a homeowner refinancing a variable interest rate or a first-time buyer who is ready to buy your dream home, Intelliloan® strives to provide a transparent loan process and first-rate customer service based on over 2 decades of experience. Intelliloan® is a direct lender and an industry-leader, providing competitive interest rates and a straightforward loan process that could have you closing on your new loan in as little as 10 days.